Buy now pay later services in Australia are catching on fast with consumers, and for a good reason: they work! A buy now pay later transaction allows you to have goods now and pay for them later, offering the freedom to buy now and pay later at your own convenience. This type of spending is growing in popularity, with 29% of Aussies already participating in buy now pay later schemes. Why are people turning to this new type of buying? And where do you find these services? 

Humm

If you are struggling to make ends meet, you may have been considering a buy now pay later service to help finance your purchases. Some people call them rent-to-own stores; some call them lay-away. Humm is a buy now pay later service in Australia, and we’ll break down what you need to know about them so you can decide if it’s right for you.

Brighte

Brighte is an online service to help Australians buy now and pay later. It provides an alternative to a credit card, as it enables merchants to offer a payment plan to their customers so that customers can access more expensive goods or services. Brighte offers interest-free payment plans and charges no additional fees to the customer. Brighte uses modern tech to provide credit checks, so customers can quickly be approved for credit.

Zip Pay

A new buy now pays later service called Zip Pay has landed in Australia. Zip Money offers the service, allowing customers to purchase goods from participating retailers and make regular payments over time rather than pay upfront.

Klarna

If you are eager to purchase a new television, couch, fridge, gaming console, computer, camera, or mobile phone but are down on cash, you may want to look into Klarna. Klarna is a buy now pay later service available in Australia that lets you shop now and pay later.